How Much House Can You Really Afford? A Complete Guide to Calculating Your Home Budget Looking at houses can be exciting, even if you are not completely ready to buy one. It is easy to browse beautiful homes, imagine yourself living in a larger property, and start thinking about what your dream home might look […]
Debt-to-Income Ratio Explained: How Lenders Use DTI for Mortgage Qualification When you are preparing to buy a home, one of the most important numbers a lender may examine is your debt-to-income ratio, commonly known as DTI. Debt-to-income ratio helps lenders compare your monthly debt obligations with your income. It can play an important role in […]
Emergency Funds: How Much Should You Save and How to Get Started An emergency fund is one of the most important parts of building financial security. It is designed to provide financial support when life suddenly brings an unexpected expense or a loss of income. You may suddenly lose your job, receive an unexpected medical […]
How to Budget: A Beginner’s Guide to Monthly Budgeting I just want to start this by saying that I really think that the word budget should be spelled with a J and not a G. The more I thought about this, the more I thought about that weird spelling and I just think English is […]
The 5 BEST Credit Cards for Beginners What’s up you guys, it’s Graham here. So I just want to mention really quick that I still get emails and comments about the video I posted the other week about burning all of my credit cards with a not a flamethrower. So for anyone that didn’t fully […]